Ease your transition from high school to college with the New Jersey Educational Opportunity Fund program!

What Is EOF?

The New Jersey Educational Opportunity Fund (EOF) provides financial assistance and support services (e.g. counseling, tutoring, and developmental coursework) to students from educationally and economically disadvantaged backgrounds who attend participating institutions of higher education in the State of New Jersey.

Am I Eligible?

To participate in one of the multiple but distinct EOF programs at Rutgers, you must meet all of the following requirements:

  • Demonstrate an educationally and economically disadvantaged background
  • Be a New Jersey resident for at least 12 consecutive months prior to first semester of Rutgers enrollment
  • Apply to Rutgers and meet academic criteria set by the Rutgers school you plan to attend
  • Graduate from high school or receive the equivalent of a high school diploma by the time you register at Rutgers
  • File a Free Application for Federal Student Aid (FAFSA) or the New Jersey Alternative Financial Aid Application (NJAFAA)
  • Have your (independent student) and your family's (dependent student) gross income and assets fall within the criteria on the scale below


EOF Income Eligibility Scale with Asset Cap Calculation 2022-2023

Steps to Apply

Select the appropriate category below to view the steps that apply to you.

Why Is EOF Important?


graduation rate for first generation, which is above the national average of 54%

Student Support Services
Artboard 1

NJ is 1 of only 5 states that participates in EOF/EOP

Why Should You Apply for EOF?

Summer Institute

Earn college credit while making friends and get a feel for what college is like before it starts with our summer program than can run for up to six weeks.

Academic Success

Get college smart with access to unique course offerings like tutoring, LSAT/GRE preparation, and specialized seminars.

Support Services

Never feel alone throughout your college career. EOF counselors are there to provide personal and career advising.

EOF has been one of the major keys to my success here at Rutgers. EOF has helped support and provide sources that have helped me to become the best version of myself. EOF has funded me to attend a 5-week Summer Institute for Pre-Legal Studies.
LoriAnn C.
Criminal Justice and Social Work
I've created personal relationships with multiple faculty members who eventually became my mentors. Their guidance has been a key component in my college career.
Octavio Yamamoto
Accounting & Finance
Being an EOF counselor is one of the most rewarding experiences I’ve had in my professional career to date. It is a full circle experience working for a program that helped me during my college experience.
Clifford Frazier
Senior Counselor
Education Opportunity Fund (EOF)
My EOF family is always there for me. In times of adversity they provide constant support in every aspect and inspired me to achieve great marks.
MengYao L.
Exercise Science
Rutgers-Newark EOF gave me the opportunity to obtain a higher education. It also challenged and prepared me for a well-rounded college experience. I now have a greater chance to embark on a successful career.
Yentunde L. '18
Public Affairs and Administration